Notable items - Income (£m) FY 2016 FY 2015 Q4 2016 Q3 2016 Q4 2015 Total Income 12,590 12,923 3,216 3,310 2,484 Own Credit Adjustments 180 309 (114) (156) (115) Gain/(Loss) on redemption of own debt (126) (263) 1 3 (263) Strategic disposals 164 (157) - (31) (22) o/w Visa Gain 246 - - - - o/w Cap Res (81) (38) - (30) (24) Adjusted Income 12,372 13,034 3,329 3,494 2,884 IFRS volatility in Central items (510) 15 308 (150) 59 Funding valuation adjustments in Capital Resolution (170) - - 160 - FX gain in Central items 349 14 140 (44) 54 FX reserve gain in Central items 97 - - 97 - Capital Resolution (572) (367) (325) (143) (180) Disposal gain/(losses) in adjusted income 35 Note: “-” Denotes zero or not material