Reduced capital requirements reflect strategic progress Pillar 2A total capital requirement(1) 2019 ‘fully phased’ CET1 MDA floor (1.2%) (0.7%) 5.0% 10.8% 10.1% 3.8% Previous Current Previous Current  Pillar 2A reduction primarily reflects contribution to pension scheme  13% target CET1 ratio maintained 57 (1) RBS’s Pillar 2A requirement was 3.8% of RWAs as at 31 December 2016. 56% of the total Pillar 2A requirement, must be met from CET1 capital. Requirement is expected to vary over time and is subject to at least annual review.