References Note Reference 1 Ripple cost savings https://ripple.com/insights/ripple-and-xrp-can-cut-banks-global-settlement- costs-up-to-60-percent/ 2 Royal Bank of Scotland http://www.rbs.com/ 3 Ethereum https://www.ethereum.org/ 4 GFT https://www.gft.com/ 5 Google Cloud Platform https://cloud.google.com/ 6 Faster Payments http://www.fasterpayments.org.uk/ 7 SEPA http://ec.europa.eu/finance/payments/sepa/index_en.htm 8 SEPA ICT Documentation http://www.europeanpaymentscouncil.eu/index.cfm/knowledge-bank/ epc-documents/draft-sepa-instant-credit-transfer-rulebook-for-public- consultation-and-response-template/ 9 ISO 20022 https://www.iso20022.org/ 10 Rabbit MQ https://www.rabbitmq.com/ 11 NodeJS https://nodejs.org/en/ 12 ConcenSys https://consensys.net/ 13 Solidity https://solidity.readthedocs.io/en/develop/ 14 Docker https://www.docker.com/ 15 Kubernetes http://kubernetes.io/ 16 JMeter http://jmeter.apache.org/ 17 Java https://www.java.com/en/ 18 R3 Corda White Paper https://r3cev.com/blog/2016/4/4/introducing-r3-corda-a-distributed- ledger-designed-for-financial-services 19 R3 Ethereum Paper - written by Ethereum https://www.scribd.com/doc/314477721/Ethereum-Platform-Review- co-founder Vitalik Buterin - includes State Opportunities-and-Challenges-for-Private-and-Consortium- Channels. Blockchains 20 Bitcoin https://bitcoin.org/en/ 21 Lightning Network https://lightning.network/ 22 Big Chain DB https://www.bigchaindb.com/ 23 Hyperledger https://www.hyperledger.org/ 24 Interledger https://interledger.org/ 25 Fantastic Bank of England articles http://www.bankofengland.co.uk/publications/Documents/ explaining what money is. quarterlybulletin/2014/qb14q1prereleasemoneyintro.pdf http://www.bankofengland.co.uk/publications/Documents/ quarterlybulletin/2014/qb14q1prereleasemoneycreation.pdf 26 GFT Testing Methodology http://www.gft.com/blockchain 27 Emerald GitLab Repository https://gitlab.com/emerald-platform/emerald 28 Emerald website http://emerald-dl.com/ 10