Statutory results Condensed consolidated balance sheet as at 31 December 2016 31 December 30 September 31 December 2016 2016 2015 £m £m £m Assets Cash and balances at central banks 74,250 69,254 79,404 Net loans and advances to banks 17,278 19,741 18,361 Reverse repurchase agreements and stock borrowing 12,860 12,251 12,285 Loans and advances to banks 30,138 31,992 30,646 Net loans and advances to customers 323,023 326,736 306,334 Reverse repurchase agreements and stock borrowing 28,927 33,704 27,558 Loans and advances to customers 351,950 360,440 333,892 Debt securities 72,522 79,784 82,097 Equity shares 703 728 1,361 Settlement balances 5,526 10,298 4,116 Derivatives 246,981 283,049 262,514 Intangible assets 6,480 6,506 6,537 Property, plant and equipment 4,590 4,490 4,482 Deferred tax 1,803 1,684 2,631 Prepayments, accrued income and other assets 3,700 4,140 4,242 Assets of disposal groups 13 13 3,486 Total assets 798,656 852,378 815,408 Liabilities Bank deposits 33,317 32,172 28,030 Repurchase agreements and stock lending 5,239 6,557 10,266 Deposits by banks 38,556 38,729 38,296 Customer deposits 353,872 358,844 343,186 Repurchase agreements and stock lending 27,096 29,851 27,112 Customer accounts 380,968 388,695 370,298 Debt securities in issue 27,245 28,357 31,150 Settlement balances 3,645 10,719 3,390 Short positions 22,077 19,882 20,809 Derivatives 236,475 275,364 254,705 Provisions for liabilities and charges 12,836 9,021 7,366 Accruals and other liabilities 6,991 6,933 7,749 Retirement benefit liabilities 363 526 3,789 Deferred tax 662 647 882 Subordinated liabilities 19,419 19,162 19,847 Liabilities of disposal groups 15 15 2,980 Total liabilities 749,252 798,050 761,261 Equity Non-controlling interests 795 853 716 Owners’ equity* Called up share capital 11,823 11,792 11,625 Reserves 36,786 41,683 41,806 Total equity 49,404 54,328 54,147 Total liabilities and equity 798,656 852,378 815,408 *Owners’ equity attributable to: Ordinary shareholders 41,462 46,328 47,480 Other equity owners 7,147 7,147 5,951 48,609 53,475 53,431 The parent company distributable reserves at 31 December 2016 were £8.0 billion (30 September 2016 - £7.2 billion; 31 December 2015 - £16.3 billion). 50 RBS – Annual results 2016